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Chris Smith Mortgages. Contact for bad credit mortgage help.
Chris Smith Mortgages. Contact for bad credit mortgage help.
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Call Now - 07359 911696
Chris Smith Mortgages. Contact for bad credit mortgage help.
Chris Smith Mortgages. Contact for bad credit mortgage help.
Home
Bad Credit Mortgages
Bad Credit Remortgages
Secured Loans
First Time Buyer with Bad Credit
CCJ's/Defaults/Missed Payments
Commercial Mortgages
Bridging Loans
About Us
Contact Us
Calculators
Blog
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Christopher Smith 26/07/2026 Christopher Smith 26/07/2026

Which mortgage lenders accept bad credit history?

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Christopher Smith 19/07/2026 Christopher Smith 19/07/2026

Can you get a £100k loan with bad credit?

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Christopher Smith 12/07/2026 Christopher Smith 12/07/2026

Can I get a mortgage with only one year of self-employed accounts?

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Christopher Smith 05/07/2026 Christopher Smith 05/07/2026

Specialist bad credit mortgage brokers work with adverse credit such as CCJs, defaults, IVAs. Here's what they do and how to choose a good one.

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Christopher Smith 28/06/2026 Christopher Smith 28/06/2026

Which mortgage brokers work with bad credit?

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Christopher Smith 21/06/2026 Christopher Smith 21/06/2026

Can a mortgage broker get you a mortgage with bad credit?

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Christopher Smith 14/06/2026 Christopher Smith 14/06/2026

Where can I get a mortgage with bad credit?

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Christopher Smith 07/06/2026 Christopher Smith 07/06/2026

If I've had a default or CCJ in the past, how much will that affect what I can get approved for?

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Christopher Smith 02/06/2026 Christopher Smith 02/06/2026

How long do defaults and CCJs stay on your credit file in the UK?

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Christopher Smith 08/11/2025 Christopher Smith 08/11/2025

Can You Get a Mortgage with Defaults? Realistic Options Explained

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Christopher Smith 12/08/2025 Christopher Smith 12/08/2025

Understanding Mortgage Debt Consolidation in 2026: Streamlining Your Finances

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Christopher Smith 28/07/2025 Christopher Smith 28/07/2025

Declined for a Remortgage? Here’s How People in Atherton, Leigh, Tyldesley, Bolton and Manchester Are Still Consolidating Their Debt

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Christopher Smith 06/01/2025 Christopher Smith 06/01/2025

How Mortgage Brokers Can Help First-Time Buyers Navigate the Market

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Christopher Smith 12/12/2024 Christopher Smith 12/12/2024

Shared Ownership Mortgages: Your Guide to Getting on the Property Ladder in Manchester

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Christopher Smith 01/12/2024 Christopher Smith 01/12/2024

How Much Can I Borrow for a Mortgage? A Guide for Those with Bad Credit

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Christopher Smith 23/11/2024 Christopher Smith 23/11/2024

What to Do If Your Mortgage Application Gets Rejected

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Christopher Smith 16/11/2024 Christopher Smith 16/11/2024

Can You Get a Mortgage While on Universal Credit?

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Christopher Smith 31/10/2024 Christopher Smith 31/10/2024

First-Time Buyer's Guide: Financial Preparation for Your Leigh, Atherton, or Tyldesley Home

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Christopher Smith 29/10/2024 Christopher Smith 29/10/2024

Your Local Mortgage Expert: Helping Leigh, Atherton, and Tyldesley Homeowners

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Christopher Smith 18/10/2024 Christopher Smith 18/10/2024

Understanding Fixed-Rate vs. Variable-Rate Mortgages: Which is Right for You?

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Chris Smith Mortgages is a trading style of Oak Mortgages Ltd. Oak Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1026569). Chris Smith is an adviser of Oak Mortgages Ltd and is authorised to advise on and arrange regulated mortgage contracts and protection products on its behalf.

Chris Smith Mortgages trading address: 32 Clough House Drive, Leigh, Greater Manchester, WN7 2GD.

Oak Mortgages Ltd is a limited company registered in England and Wales, company number 15595031. Registered office: Unit 1A, Withambrook Estate
Grantham, Lincolnshire, NG31 9ST

Getting the right mortgage support can make all the difference when you are looking for a new home. Chris Smith Mortgages will help you work out what you can afford and will navigate the mortgage market to put you with the right lender for your individual circumstances.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.