Best Debt Consolidation Options for Homeowners with Bad Credit
If you're a homeowner struggling with high monthly payments and poor credit, you're not alone. Many UK homeowners face challenges when trying to consolidate debt through traditional lenders. The good news? A secured loan could help you combine debts into one manageable payment — even with bad credit.
Reduce your monthly outgoings
Avoid high-interest credit cards and loans
Protect your mortgage if you're behind on payments
Free up cash to regain control of your finances
What Are the Best Options for You?
We work with specialist lenders who offer secured loans tailored for homeowners with poor credit. Whether you’ve missed payments, have CCJs, or have been declined elsewhere, we may still be able to help.
Who Is This For?
Homeowners with unsecured debts (credit cards, loans, overdrafts)
Those declined for a remortgage due to affordability or bad credit
Homeowners tied into mortgage early repayment charges
People needing a fresh start with one easy monthly payment
How It Works:
Quick assessment – Tell us about your situation
No impact on your credit score
Compare offers from multiple secured loan lenders
Receive your quote with no obligation
Common Questions:
Can I get a debt consolidation loan with CCJs?
Yes — we work with lenders who understand credit issues.
Is a secured loan risky?
As with any secured finance, your home is used as collateral. But it can be a powerful tool to bring debts under control when used responsibly.
Get Started Now
If you're looking for the best debt consolidation for homeowners with bad credit, we can help. Click below to request your free, no-obligation quote.
